Here are some tips that will help you effectively manage your money together:
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Set aside a regular time each month to discuss money issues (your budget, planned expenses, debt-reduction plans). By having a regular meeting, you’ll spend less time overall and may avoid problems since you’ve set aside time to work together.
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Talk regularly about ways to manage your money more effectively.
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Use a team approach. Respect each other’s differences, and work toward decisions both of you agree with.
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Keep each other up to date on all personal assets and debts.
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Discuss and come to agreements about how to use any extra money (such as tax refunds).
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Write short and long-range financial goals together.
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As you set financial goals, remember to be realistic, specific, and flexible.
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Remember to use positive communication skills when discussing money. Avoid language that will put your spouse on the defensive, such as criticizing, ridiculing, or demanding.